Пробиваем Credit Score

[Admin]

Расскажу, как самостоятельно пробить Credit Score по фуллке

Берем фуллку и почту (можно использовать фейковую
http://www.fakemailgenerator.com/
Идем на https://app.karrot.com/Account/SignUp Заполняем данные c фуллки, жмем Continue. Если появляются вопросы, то заполняем от балды. Следующее окно можно смело закрывать, Credit Score пришел на мейл.

еще вариант:
https://www.creditkarma.com/

Ну и конечно чтобы не тратить свои деньжата пихаем отработку

Фулка в руках, мыло регнуто, топаем на сайт www.futurepay.com . В поле «Ready to try FuturePay?» вводим имейл жмем «set up my tab»
Заполняем все поля регистрации в т.ч. и ДОБ . Телефон указываете холдера.
После заполнения, всех строк, вылезет дополнительное окошко где напишите 4 последних цифры ССН. И ентер.
Если кредитный рейтинг меньше 840, то увидите сразу
«We’re sorry. Your FuturePay tab cannot be created at this time. FuturePay has emailed you with further details regarding your registration status. Thank-you very much for your interest.»
Топаете на мыло, укзанное при регистрации. На него Вам придет письмо, в котором будет текст следующего содержания.

Notice of Action Taken
And Statement of Reasons
Dear Applicant:
Natalie Kolp
7373 Lattasburg
OH, 44691
Thank you for applying for a FuturePay account
After carefully reviewing your application, we are sorry to advise you that we cannot approve your application at this time, for the following reasons:
Declined: Extended fraud victim alert on file
Our credit decision was based in whole or in part on information obtained from a consumer reporting agency , its name,
 address, and telephone number are shown below. The reporting agency played no direct part in our decision and is unable to supply specific reasons why we have denied credit to you. You have a right under the Fair Credit Reporting Act to know the information contained in your credit file at the consumer reporting agency. You also have a right to a free copy of your report from the reporting agency, if you request it no later than 60 days after you receive this notice. In addition, if you find that any information contained in the report you receive is inaccurate or incomplete, you have the right to dispute the matter with the reporting agency. Any questions regarding such information should be directed to:
TransUnion LLC
P.O. Box 105281
Atlanta, GA 30348-5281
https://www.annualcreditreport.com
877-322-8228
We also obtained your credit score from this consumer reporting agency and used it in making our credit decision. Your credit score is a number that reflects the information in your consumer report. Your credit score can change, depending on how the information in your consumer report changes.
Your credit score: +655
Date: September 18, 2015
Range of credit scores: A low of 360 and a high of 840
If you have any questions regarding your credit score please contact:
TransUnion LLC.
P.O. Box 105281
Atlanta, GA 30348-5281
https://www.annualcreditreport.com
877-322-8228
The federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with this law concerning this creditor is the FDIC Consumer Response Center, 1100 Walnut Street, Box #11, Kansas City, MO 64106.
If you have any questions regarding this notice, please contact us at [email protected] or 1-855-984-1129
-Team FuturePay
Sincerely,
The FuturePay Team
How Smart Money Shops»

Your credit score: +655 и есть кредитный рейтинг холдера.
Если у вас пробита БГ на этого холдера, топаем на сайт, указанный в письме, т.е. www.annualcreditreport.com
Жмем на «Request your free credit reports»
Ещё раз туда же. Заполняем все поля. Если холдер проживает по последнему адресу более двух лет, напротив «Have you lived at this address for 2 years or more?» ставите галочку «Yes»
Если меньше, то ниже указываем адрес предыдущего проживания. И «Next»
Далее нам предложат на выбор три конторы, через которые можно получить КР.
Experian, TransUnion и EquiFax
Выбираете нужную, проделываете там аналогичные ходы, отвечаете на вопросы и КР у вас.
EquiFax помимо вопросов из БГ задает ещё вопросы и из КР
Я пользую TransUnion, нормальной БГ из скарженых контор предостаточно для ответа на все вопросы.
Experian не юзал.

Hello Alison,

FuturePay application: additional information required.

Thank you for your FuturePay membership application! Unfortunately, we are not able to verify your identity based on the information you've provided. To make a decision regarding your application, we need the following information:

A copy of your drivers license

A copy of your Social Security Card

A utility bill (electricity, water, phone) that shows your name and current address

To complete your application, please provide the requested information by email [email protected]. This information is required by October 20, 2015.

If we do not receive it by this date, your application will be closed and we will be unable to extend you credit.

You can also contact us at the email address above if you have any questions or concerns regarding this request.

Team FuturePay

вот контора, которая показывает кредитный рейтинг и ВСЕ действующие и закрытые кредиты. БЕСПЛАТНО! Три вопроса по БГ и все.
www.quizzle.com
https://www.youtube.com/watch?v=zeXyemNnBr4